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Wallinder Mortgage Brokers

"Your Home Town Mortgage Store®"

746 Grand Avenue

Billings, Montana 59101

406-655-4343   Fax: 406-655-4353


 

Loan Products

Product  Product conditions 

FHA Loans

  Government insured loan
  *purchase or refinance
  • Less than 3% down

  • Primary Residence

  • Manufactured home & land with 3% Down Payment        

        ---permanent foundation required  


VA Loans

  Veterans only....VA Insured
   *purchase or refinance
  • No Down Payment
  • Primary residence
  • Manufactured home & land with 5% Down Payment

      ---permanent foundation required


Conventional Loans

  Fannie Mae & Freddie Mac
   *purchase or refinance
  • No Down Payment loans with excellent credit, Primary Residence only
  • Primary Residence with 3% Down Payment
  • Second Homes with 5% Down Payment
  • Investment Properties with 10% Down Payment ...1 to 2 units
  • Investment Properties with 20% Down Payment....2 to 4 units
  • Manufactured home and land with minimum 5% Down Payment

        ---permanent foundation required


Subprime Credit Loans

  Fannie Mae and Freddie Mac Expanded
  Credit Programs for less than perfect credit
   *purchase or refinance on all products
  • Subprime Loans for Borrowers 1 day out of Bankruptcy
  • No manufactured  homes allowed.

Equity Mortgages

  *purchase or refinance
  • Loans available up to 125% of your homes value

  • Fixed or variable, interest only programs available

  • Great for debt consolidation, home improvement, or as the Down Payment to purchase your home!


Specialty Products

  *purchase or refinance
  • No Income verified - great for sell employed!

  • No Employment verified

  • No Assets verified

  • Loans available with as little as 5% Down Payment, Primary Residence

  • Investment Properties with 10% Down Payment (1 to 4 units) with documented income

 These programs require good credit. 

Your credit score will determine your loan terms.


Manufactured homes in a park/rented lot

  • Loans available with as little as 5% Down Payment
  • Homes must be 14 years old or newer

GOOD CREDIT  ONLY!

 

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State of Montana

Montana Broker License

License No: 000013

Copyright © 2004 Wallinder Mortgage Brokers]. All rights reserved.