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Documents you'll need for application Property Information:
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BUY/SELL AND ANY ADDENDUMS AND/OR HOME INSPECTIONS |
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NEW CONSTRUCTION REQUIRES; ONE SET OF BLUE PRINTS, SPECIFICATIONS AND A COST BREAKDOWN...supplied by your builder |
ASSETS...your money to purchase:
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LAST TWO MONTHS OF BANK STATEMENTS OF ALL OF YOUR ACCOUNTS - INCLUDING ANY STOCKS, BONDS, ETC. |
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GIFT FUNDS FROM A FAMILY MEMBER OR ASSISTANCE PROGRAM REQUIRE SPECIAL DOCUMENTATION...ASK FOR THE INFORMATION WHEY YOU SET UP YOUR APPLICATION APPOINTMENT |
DEBTS:
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HAND WRITTEN LIST OF YOUR DEBTS 0F CREDITORS NAME, ADDRESS, ACCOUNT NUMBERS, APPROXIMATE BALANCE AND MINIMUM PAYMENT. INCLUDE; CAR LOANS, CHARGE ACCOUNTS CHILD SUPPORT, ETC. |
EMPLOYMENT:
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W-2'S AND/OR 1099'S FOR THE LAST 2 YEARS |
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LAST 30 DAYS OF PAY STUBS ...WITH YEAR TO DATE TOTALS THROUGH YOUR LAST PAY PERIOD |
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SOCIAL SECURITY AWARD LETTER AND/OR STATEMENT ON YOUR PENSION PAYMENTS |
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PERSONAL TAX RETURNS FOR THE LAST 2 YEARS |
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CORPORATE RETURNS FOR ANY BUSINESS THAT YOU HAVE A 25% OR MORE INTEREST IN - INCLUDE ALL SCHEDULES...INCLUDE ANY K-1S |
MISCELLANEOUS:
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Please read through the following list and supply any applicable documents! Thank you! |
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INSURANCE INFORMATION-WE NEED TO KNOW YOUR INSURANCE AGENT 2 WEEKS PRIOR TO CLOSING |
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CHILD SUPPORT PAYMENTS - IF YOU PAY SUPPORT: 12 MONTHS OF CANCELED CHECKS (FRONTS AND BACKS) OR AN AFFIDAVIT SUPPLIED BY THE TITLE COMPANY SIGNED BY YOUR EX-SPOUSE STATING THAT YOU ARE CURRENT - IF YOU RECEIVE SUPPORT: 12 MONTHS OF BANKS STATEMENTS SHOWING THE DEPOSITED FUNDS IN YOUR ACCOUNT |
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BANKRUPTCY DOCUMENTS- DISCHARGE AND PETITION- MUST BE A FULL SET |
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DIVORCE PAPERS: INCLUDE ALL DOCUMENTATION |
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LANDLORD NAMES, ADDRESSES, AND PHONE NUMBERS FOR THE LAST 2 YEARS |
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EXPLANATIONS FOR ANY LATE PAYMENTS, COLLECTIONS, LIENS BANKRUPTCY, FORECLOSURE-THIS LETTER AN BE WRITTEN AFTER YOU RECEIVE A COPY OF YOUR CREDIT REPORT |
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COPIES OF ANY DOCUMENTS AND EXPLANATION OF ANY MONEY OWED TO YOU7 |
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VA CERTIFICATE OF ELIGIBILITY AND STATUS |
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DD-213 AND/OR TRANSFER ORDERS |
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STATEMENT OF SERVICE & STATEMENT OF RETIREMENT OR DISABILITY PAY |
refinances ONLY:
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MORTGAGE STATEMENT (S) FOR YOUR CURRENT HOME |
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COPY OF YOUR CONTRACT FOR DEED ...12 MONTHS CANCELLED PAYMENT CHECKS - FRONT AND BACK - IF AVAILABLE/OR STATEMENT OR PAYMENT SCHEDULE FROM YOUR MORTGAGE HOLDER |
RENTAL PROPERTIES:
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LEASES - ONE YEAR SIGNED BY ALL PARTIES |
OTHER ITEMS MAY BE REQUIRED AS APPLICATION IS REVIEWED FOR LOAN REQUEST |
